Independent life and health insurance broker specializing in veterans' insurance needs. Find immediate coverage at the best rates, without the VA's 2-year waiting period.
From veterans to civilians, I provide tailored insurance coverage that fits your unique needs and budget
Specialized coverage for our heroes. Immediate coverage without the VA's 2-year waiting period at competitive rates.
Term, IUL, and final expense coverage to protect your family's financial future with affordable premiums.
Ensure your family keeps the home if something happens to you. Affordable coverage that pays off your mortgage.
Cover funeral costs and final expenses so your loved ones don't bear the financial burden during difficult times.
Life insurance designed to replace your income if you pass away. Ensures your family can maintain their lifestyle and pay bills without your paycheck.
As an independent broker, I work for YOU, not the insurance companies. My focus is finding the best coverage at the best price for your unique situation.
Unlike the VA's 2-year waiting period, get immediate coverage that starts protecting you right away.
I shop multiple carriers to find you the most coverage for the best rate based on your age and health.
Deep understanding of military benefits, VA healthcare, and the unique insurance needs of veterans and their families.
Work directly with me - no call centers, no runaround. Just honest advice and personal attention to your needs.
Get your free, no-obligation quote today and see how much you can save.
Get answers to the most common questions about insurance coverage for veterans and their families
The VA requires a 2-year waiting period for most coverage, and you're limited to their rates and options. As an independent broker, I can get you immediate coverage from multiple carriers, often at better rates than what the VA offers. I also provide personalized service and work directly with you throughout the process.
Yes! Most people qualify for immediate coverage even with pre-existing conditions. For serious conditions like cancer, strokes, or kidney dialysis, you may need a 2-year waiting period policy. If you pass away within those 2 years, your beneficiary receives all premiums paid. The best part? NO medical exams required - ever!
Costs vary based on your age, health, coverage amount, and type of policy. However, many people are surprised at how affordable life insurance can be. For example, a healthy 30-year-old might pay as little as $20-30 per month for $250,000 in term coverage. I'll provide you with multiple quotes so you can see all your options.
Term insurance provides coverage for a specific period (10, 20, or 30 years) and is typically more affordable. Permanent insurance (like whole life or IUL) provides lifelong coverage and builds cash value over time. I'll help you determine which type best fits your needs and budget.
No! My consultation and services are completely free to you. I'm compensated by the insurance carriers when a policy is placed, so there's never a fee to work with me. You get expert advice and personalized service at no cost to you.
I work exclusively with carriers that don't require medical exams, so the process is quick and simple. When you contact me, we'll find out immediately on the phone if you qualify. If you're approved, your coverage begins right away - no waiting, no medical exams, no delays. I'll help you find the right company that will approve you and get your coverage started immediately.