Civilian Life Insurance

Comprehensive life insurance solutions for civilians and their families. No medical exams required, with immediate coverage options available.

Types of Life Insurance

Term Life

Affordable coverage for 10, 20, or 30 years. Perfect for young families and those with temporary needs.

  • Lowest premiums
  • High coverage amounts
  • Convertible options

Whole Life

Permanent coverage with guaranteed cash value growth. Coverage that lasts your entire lifetime.

  • Lifelong protection
  • Builds cash value
  • Tax advantages

IUL (Indexed Universal)

Permanent coverage with growth potential tied to market performance, but with downside protection.

  • Market upside potential
  • Downside protection
  • Flexible premiums

Sample Monthly Premiums

See how affordable life insurance can be. Actual rates depend on your specific situation.

Age 30
$250,000 Term Life
$30-60
per month
Age 40
$250,000 Term Life
$60-100
per month
Age 50
$250,000 Term Life
$100-250
per month
Final Expense
$25,000 Whole Life
$50-100
per month

Rates shown are for non-smoking individuals. Actual premiums will vary based on age, health, coverage amount, and other factors.
Final expense rates shown are based on premiums for healthy individuals ages 40–60 and may vary.

Why Life Insurance Matters

Protect Your Family's Home

Ensure your family can keep their home and maintain their lifestyle if something happens to you.

Fund Your Children's Education

Make sure your children can still afford college and pursue their dreams.

Cover Debts and Final Expenses

Pay off remaining debts and cover funeral costs without burdening your loved ones.

No Medical Exam Required

I work exclusively with carriers that offer coverage without medical exams. Simple health questions, quick approval.

  • No blood work or urine tests
  • No physical examination
  • Quick application process
  • Same-day approval available

Ready to Protect Your Family?

Don't wait - life insurance gets more expensive as you get older. Get your free quote today and secure your family's future.