Final Expense Insurance

Protect your loved ones from the financial burden of funeral costs and final expenses. Affordable coverage with no medical exams required.

Guaranteed Approval

Ages 45–80 are guaranteed to be approved for coverage — no medical exam required. Depending on health, coverage may start immediately or include a two-year waiting period. Even with serious health conditions, you can still get covered.

Affordable Premiums

Coverage starting as low as $25-50 per month. Premiums never increase once your policy begins.

Peace of Mind

Your family won't have to worry about funeral costs during their time of grief. Everything is taken care of.

Ages 80–89 may be eligible for coverage depending on health at the time of application. No medical exam required, but approval is not guaranteed.

What Final Expense Covers

Funeral and burial costs
Cremation expenses
Outstanding medical bills
Credit card debts
Legal and estate settlement costs
Any remaining expenses

The Reality of Final Costs

Average Burial Cost: $10,000-$20,000
Average Cremation Cost: $5,000-$10,000
Medical Bills/Debts: $3,000-$15,000
Total Average Funeral Cost: $10,000-$30,000
*Typically ranges from $10k-$30k depending on whether you prefer cremation or burial
Total Final Expenses including debts and funeral costs: $28,000-$65,000

Don't leave this burden on your family. Final expense insurance ensures they have the funds they need during their most difficult time.

Protect Your Family Today

Final expense insurance is one of the most important gifts you can give your family. Get your free quote today.